These terms of use apply to the site accessible at https://www.paa.africa

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our site. Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

This site, including all its content, is the property of PAA CAPITAL GROUP. You are authorized to browse the site and print a copy of the material for non-commercial purposes.  PAA CAPITAL GROUP.  hold all intellectual and other property rights in the information contained in this site. No rights of any kind are licensed or assigned or shall otherwise pass to persons who access this information.

PAA CAPITAL GROUP.  is not responsible if information made available on this site is not accurate, incomplete or out of date. The site is provided on an “as is” and “as available” basis. The material on this site is provided for general information only. Any reliance upon the material on this site will be at your own risk.

Our site changes regularly

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

Our liability

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy or completeness. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

• All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
• Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:
• loss of income or revenue;
• loss of business;
• loss of profits or contracts;
• loss of anticipated savings;
• loss of data;
• loss of goodwill;
• wasted management or office time; and

for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

This site features trademarks and service marks and other logos that are the property of, or are licensed to, PAA CAPITAL GROUP. You agree not to use or display them in any manner without the prior written permission of the applicable trademark owner.

Links from our site

This site may include links to other sites operated by third parties. The inclusion of these links does not indicate our endorsement, support or approval of any content, products or services offered by the linked site. Such linked sites are not under the control of PAA CAPITAL GROUP and PAA CAPITAL GROUP is not responsible for the contents of any linked site and we accept no responsibility for them or for any loss or damage that may arise from your use of them.

Whilst PAA CAPITAL GROUP makes all reasonable attempts to exclude viruses from this site, it cannot ensure such exclusion and no liability is accepted for viruses. You are recommended to take all appropriate safeguards before downloading information from this site.

Information about you and your visits to our site

We process information about you in accordance with our privacy policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Viruses, hacking and other offenses

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our site, the server on which our site is stored or any server, computer or database connected to our site.

You agree not to participate in a denial-of-service attack against this site, not to attempt to or actually disrupt or impair this site, and not to collect or attempt to collect any information or data of others. You will not engage in any unlawful or prohibited activity in regards to this site. If you cause a technical disruption to the PAA CAPITAL GROUP site you agree to be responsible for any and all liabilities, costs and expenses arising from that disruption.

Jurisdiction and applicable law

The site currently complies with the laws of England. We cannot guarantee the site or the information thereon complies with or is appropriate for use in other places. PAA CAPITAL GROUP understands it is possible for you to obtain access to this site from any part of the world, and PAA CAPITAL GROUP.  has no ability to prevent such access. You are wholly responsible for use of the site by any person using your computer and you must ensure that any such person complies with these Terms

If any material on this site, or your use of the site, is contrary to the laws of the place where you gain access to it, the site is not intended for you, and PAA CAPITAL GROUP ask you not to use the site. You are responsible for ensuring you comply with the laws of your jurisdiction.

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of Botswana.

Refund

Account establishment fee of EUR 2,500.00 for personal accounts, EUR 5,000.00 for corporate accounts, or EUR 10,000.00 for financial institution/EMI/PSP. You will receive an invoice. The establishment fee and monthly fee for financial institutions is higher due to the additional due diligence required (e.g. licensing and AML/CFT controls assessment). These fees are fully refundable if the application is not accepted for any reason.

Contact

Should you wish to contact PAA CAPITAL GROUP please refer to the Contact Us menu which can be found on each page of the site.

PAA CAPITAL (Pty) Ltd., BUSINESS ID NO. BW00000454825 in Botswana forms the hub of our African operations. It is a regulated financial institution under the auspices of the International Financial Services Centre (IFSC) through BITC (License Tax ID 85), certified by the honorable Ministry of Finance and Development. PAA CAPITAL (Pty) Ltd. is registered and licensed as a Payment Services Provider by accounts, by the honorable Bank of Botswana, with License No 014. Licensed as a Virtual Asset Services Provider (VASP) by the honorable Non-Bank Financial Institutions Regulatory Authority (NBFIRA), with License No 11/1/5 – 003, transforming the future of cross-border payments.