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Affirm, Afterpay, Challenger Banks, chime, coinbase, Consumer Banking, fintech 50 index, klarna, Mastercard, monzo, n26, neobanks, nubank, paypal, revolut, robinhood, Starling, swissquote, transferwise, visa, weSwap, world remit

Can Neobanks persuade investors that they can generate enough profits without lending?

Neobanks (regulated digital only) are hot right now with 5 already in the Fintech 50 Index, many more lining up to IPO and top tier investors (including Warren Buffet in Nubank) going all in on private equities. However with the public equity market demanding profits again and with many Neobanks getting revenue without lending, the […]

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Consumer Banking, Payments, SMEs, softpos, visa

Will SoftPoS be the new global payment mechanism?

SoftPoS stands for Software Point of Sale. If you lived in parts of the world outside of the US, you would have come across contactless payments. It made the payment experience seamless and almost invisible to the customer. As a result, in the UK for instance, by Q4 2018, contactless payments took over chip and […]

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