Square`s growth strategy and the masses

The ten-year-old Fintech that listed on NYSE exactly 4 years ago – November 2015 with the ticker symbol SQ; continues to innovate. It is best known as a B2B Fintech in the payments space that had huge success with small merchants globally. It grew with POS terminals and smart credit card readers. As a publicly-traded […]

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Charles Darwin would have built a killer stablecoin. Stablecoins are competitors to traditional bank accounts

New forms of money and their adoption will greatly depend on two things: if they can be used as a store of value and if they can be used as a means of payment. Stablecoins have emerged promising both, making significant strides in the past couple of years. Since 2014, a total of 213 stablecoin […]

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Talking to David Siegel about Libra, Austrian Economics and Cryptocurrencies

Our aim at Daily Fintech is to be a decentralized think tank where we get a diversity of opinions from around the world. One person whose thinking I have long admired is David Siegel. Even when I disagree with him, I always learn a lot, so we thought that the Daily Fintech community would benefit […]

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China: The Age of BAT is over, as Pinduoduo taps into rural ecommerce

It’s hard to get past a month without stumbling on some astounding facts about China. The country is just behind Sweden in going cashless, however, digital payment growth in China is certainly a bigger story than it is in the whole of Scandinavia. The sheer volumes ($40 Trillion) of digital payments last year was unprecedented. […]

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Digital Securitization as a Service, for the Capital Markets Union

In this post, I take a pulse from the securitization markets and highlight one scalable innovation in Europe – The partnership of Crosslend & SolarisBank. According to MSCI, the 2008 financial crisis was a Securitization crisis. I don`t disagree but this fact does not mean that it was the core cause of the crisis. I […]

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Cryptocurrencies could be Revolut’s Trojan Horse to get 100 million customers

British-based Revolut is trying to raise $1.5 billion from investors on its quest to become the one bank for all your money. In the coming months, the startup is planning to raise $500 million in equity and $1 billion as convertible loan. This would bring its valuation anywhere between $5 billion to $10 billion. Since it was […]

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Innovation theatres and Intrapreneurs, what’s the real deal?

A year ago, I was a judge at an innovation demo day. The event showcased proposals of intrapreneurs within the host firm. The idea was to choose 3 pitches that would receive funding for development and go-to-market. It was a high energy event, with great ideas. Most pitches at the event focused on solving a […]

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Insurance- not all fun and game theory

Economic game theory has resided at the core of insurance underwriting for some time but might be losing its luster through the advent of price aggregators. ‘Gamification’ through behavioral economics is gaining traction concurrently in the industry, that is, devising schemes to engage insureds more often with their policy than simply at annual renewal.  More […]

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Longevity App Breaks New Ground In Australian PensionTech

Jessica Ellerm is a thought leader specializing in Small Business and the Gig Economy and is the CEO and Co-Founder of Zuper, a neowealth disruptor in Australia. Australia has one of the world’s most sophisticated, widespread pension systems. As a result, a plethora of opportunities for startups are now emerging in adjacencies to the sector. A […]

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